Other Products
Sampoorna Care - Cancer
Cancer cover that supports treatment and recovery
About the Policy
A dedicated cancer protection plan that helps manage treatment costs and recovery-related financial pressure.
Best Suited for
For anyone looking for specific cancer protection beyond standard health cover.
Useful for prospects worried about treatment cost, income loss, and recovery support
Key Features
Early-stage and advanced-stage cancer payouts
Income or lump-sum choice,
Option for return of premium
Preventive care and diagnostic support
Overseas treatment booster.
Guaranteed Return Insurance Plan (GRIP)
Insurance with certainty of guaranteed returns
About the Policy
A savings-oriented insurance plan that offers guaranteed returns along with life protection.
Best Suited for
For risk-averse customers who prefer fixed outcomes and disciplined saving.
Very appealing for conservative buyers who dislike market volatility.
Key Features
Flexibility to choose Plan Option
Flexibility to cover your spouse in same policy under Whole Life Income Option
Choice of Policy Term with limited Premium payment Term
Life Cover throughout the Policy Term
Optional Riders
Tax benefits as per applicable tax laws
Sampoorna Raksha Promise (SRP)
Flexible term protection for every stage of life
About the Policy
A term insurance plan designed to provide high life cover and flexible protection choices for different family needs.
Best Suited for
For working professionals and families seeking affordable, high-cover protection.
For those who is looking for strong family-protection.
First-time term insurance buyers.
Key Benefits
Flexibility to choose from 4 unique Death Benefit options.
Whole of life cover available.
Acceleration of 50% of base sum assured on diagnosis of terminal illness.
Inbuilt waiver of premium on terminal illness.
Flexibility to cover spouse under joint life option.
Choice to increase cover for a specific period or throughout the policy term.
Option to receive death benefit as lumpsum and/or installments.
Option to defer premiums by up to 12 months with FlexiPay Benefit.
Instant payout on claim intimation.
15% lower premium for Female lives
Enhance your protection through our Tata AIA Health Buddy Benefits with unique health and wellness benefits.
Choice to transfer legacy sum assured to your child with Family Plan option
Param Raksha Life (PR Life)
Long-term life cover with wealth-protection positioning
About the Policy
A life protection solution that can be positioned as a long-term shield for family finances with value-oriented planning.
Best Suited for
For buyers wanting family protection with structured long term value.
Works well for prospects comparing “protection plus value” solutions.
Suitable for prospects seeking “protect first, grow later” messaging.
Key Benefits
Life Insurance Cover - Get life insurance coverage for up to 100 years with lump sum benefit on policy maturity.
Top Rated Funds - Our funds have been rated 4 or 5 stars4 by Morningstar5, reflecting consistent performance and trusted investment quality.
Return of Fund Value - Receive the fund value of your investment on the maturity of the policy to boost your savings.
Comprehensive Cover - Get life cover, disability cover and savings solution so that you and your family can receive comprehensive coverage.
Accidental Death Protection Accidental Total & Permanent Disability.
Tax Benefits under Section 80C.
Flexible Premiums Payments - Make easy annualised premium payments for your base policy as per your premium payment mode and term to avail life cover.
Fortune Guarantee Supreme
Guaranteed protection with predictable benefits from day one.
About the Policy
A guaranteed savings plan with life cover and regular income, built for people who prefer certainty in returns and planning.
Best Suited for
For conservative savers who want predictable income and financial protection.
Good fit for conservative buyers who want certainty over market-linked returns.
For those who need income from the first month, making it attractive for early-cashflow planning.
Key Benefits
Option to choose guaranteed income from 1st year or defer after premium payment term.
Option to choose Maturity benefit at end of policy term.
Special premium discount of 2% in first year for women customers.
Grow your income by accumulating income in 'Sub-Wallet' and earn loyalty additions.
Option to receive income on a 'Special Date' of your choice.
Adjust premiums against income with 'Premium Offset' option.
Life cover throughout policy term8. Comprehensive coverage with riders.
Tax-Benefits on premiums paid & income received
Shubh Shakti
Protection designed for women’s life journeys
About the Policy
A women-focused protection plan that recognizes the financial needs of women across family and life stages.
Best Suited for
For women who want life cover with practical flexibility around pregnancy and family planning.
Strong emotional appeal for mothers and working women.
For those who feels practical and supportive.
Key Benefits
Flexibility to choose from 4 unique Death Benefit options.
Whole of life cover available.
Acceleration of 50% of base sum assured on diagnosis of terminal illness.
Inbuilt waiver of premium on terminal illness.
Flexibility to cover spouse under joint life option.
Choice to increase cover for a specific period or throughout the policy term.
Option to receive death benefit as lumpsum and/or installments.
Option to defer premiums by up to 12 months with FlexiPay Benefit.
Instant payout on claim intimation.
15% lower premium for Female lives.
Enhance your protection through our Tata AIA Health Buddy Benefits with unique health and wellness benefits.
Choice to transfer legacy sum assured to your child with Family Plan option
Shubh Flexi Pension Plan
Retirement income that balances stability and growth
About the Policy
A retirement solution that combines lifelong income with flexibility, helping customers manage longevity and inflation risk.
Best Suited for
For pre-retirees and retirees seeking stable income with optional market-linked upside.
For those who want retirement income without giving up upside potential.
For those who is looking for hybrid pension concept that feels modern and inflation-aware
Key Benefits
Choose your own mix of guaranteed and variable annuity.
Option to start annuity immediately or defer it up to PPT+ 20 years.
Variable annuity linked to index for potential upside.
Flexible Return of Purchase Price to balance income and capital return.
Choice of Annuity payout frequency: monthly, quarterly, half-yearly, yearly, in advance/arrears.
Tax Benefits as per applicable tax laws
Fortune Guarantee Retirement Ready
Retirement planning with guaranteed additions
About the Policy
A pension plan intended to help customers prepare early for retirement with guaranteed additions and structured savings.
Best Suited for
For salaried individuals and planners building a retirement corpus early.
Clear retirement-readiness story with guaranteed accumulation and premium options.
Key Benefits
Flexibility to choose from 3 Plan Options: My Pension, Partner Pension and Partner Pension Plus.
Guaranteed Additions of 6% of sum assured on vesting to boost your retirement corpus.
A lump sum addition applicable at vesting
Special discounts for Women, Transgender and for the Super Youth who know the value of planning ahead
Shubh Health Pro
Health protection for life's planned and uncertain medical costs
About the Policy
A health-oriented protection plan that can be positioned as support for medical expenses and family security.
This is a simple, easy-to-understand health protection proposition.
Best Suited for
For families who want financial support around hospitalization and treatment costs.
For those who want to bridge the gap between standard protection and health needs.
Key Benefits
Zero Premium Allocation charge.
Lumpsum payment in case of permanent disability due to accident, to support your loved ones.
Get option to choose multistage cancer and Critical Illness cover
Get inbuilt waiver of premium and income benefit with the options
Market linked growth to grow your health fund to deal with medical inflation.
Tax-free withdrawals for Medical Expenses
Shubh Health Criti
Critical illness cover for major medical requirements
About the Policy
A critical illness plan aimed at giving a lump sum financial cushion when major illness disrupts life and income.
Best Suited for
For customers who want income replacement support during critical illness.
For those prospects who is worried about major medical events.
For those who want to use the funds for treatment, recovery, or household needs
Key Benefits
Zero Premium Allocation charge.
Lumpsum payment in case of permanent disability due to accident, to support your loved ones.
Get option to choose multistage cancer and Critical Illness cover
Get inbuilt waiver of premium and income benefit with the options
Market linked¹ growth to grow your health fund to deal with medical inflation.
Tax-free withdrawals for Medical Expenses
Smart SIP
Investment growth with life insurance protection
About the Policy
A ULIP-style plan that combines investment growth with life insurance cover, suited to goal-based wealth creation.
Best Suited for
For investors who want systematic wealth building with insurance cover.
Attractive to prospects who want market-linked wealth creation with policy protection.
Strong for people who want SIP discipline plus insurance protection
Key Benefits
Zero Premium Allocation Charge.
Smart Lady benefit: Extra Allocation with first year premiums for Females.
Inbuilt Waiver of Premium Benefit: Available with Future Secure and Family Secure options.
Create second income with three new Partial Withdrawal Strategies
Wellness Benefit with Vitality riders
Tax-Benefits
Premier SIP
Wealth creation with built-in protection
About the Policy
A premium wealth-creation plan that blends market-linked investing with life cover for larger goals.
Best Suited for
For affluent or goal-driven investors looking for enhanced ULIP-style benefits.
For customers who want both growth and protection.
Useful for prospects comparing premium investment-linked life plans.
Key Benefits
Zero Premium Allocation Charge.
Smart Lady benefit: Extra Allocation with first year premiums for Females.
Inbuilt Waiver of Premium Benefit: Available with Future Secure and Family Secure options.
Create second income with three new Partial Withdrawal Strategies
TATA AIA Health Buddy Wellness Program
Tax-Benefits
Smart Sampoorna Raksha Plus
Enhanced term protection with added flexibility for your loved ones
About the Policy
An enhanced term protection plan that can be positioned as a stronger version of standard family cover.
Best Suited for
For families wanting broader protection and a stronger term-life proposition.
A good upsell product for customers comparing plain term plans.
Effective as an upgrade option from basic term insurance.
Key Benefits
Market linked returns with Life Insurance Cover
Choose from multiple funds, based on your risk appetite.
Refund of 2X Premium Allocation Charges.
Refund of 2X Mortality Charges.
Return on Maturity at end of Policy Term.
Simplified onboarding with no Medicals