TATA AIA Life Insurance Products

Secure your future with Tata AIA Life Insurance — trusted by over 85 lakh families across India.

TATA AIA Life Insurance offers a wide range of life insurance solutions designed to protect your loved ones, grow your wealth, and ensure lifelong financial security. Explore products in different categories below to find the plan that fits your budget and goals.

Term Insurance Plans (Pure Protection)

Sampoorna Raksha Promise – Whole life cover up to age 100, flexible payout options.
Maha Raksha Supreme Select – High coverage with milestone‑based increases.
Saral Jeevan Bima – Affordable, simple protection plan with tax benefits.
Smart Sampoorna Raksha Plus – Enhanced term cover with riders and flexibility.

Best for families seeking affordable, high‑value protection.

Savings & Guaranteed Return Plans

Fortune Guarantee Plus / Supreme / Secure / Diamond Savings Plans – Guaranteed maturity benefits, flexible premium terms.
Life Guaranteed Return Insurance Plan (POS version available) – Simple issuance, guaranteed returns.
Smart Income Plus / Smart Value Income Plan / Shubh Flexi Income Plan – Regular income payouts plus life cover.

Best for individuals wanting stable, guaranteed savings with insurance protection.

Wealth Solutions (ULIPs – Market Linked)

Fortune Maxima / Wealth Maxima – Whole life ULIPs with lifelong coverage and investment flexibility.
Fortune Pro / Wealth Pro / Smart SIP / Smart Fortune Plus / Premier SIP – Market‑linked returns, tax benefits, and flexible premium options.

Best for long‑term investors seeking growth with insurance cover.

Retirement & Pension Plans

Shubh Flexi Pension Plan / Fortune Guarantee Pension / Saral Pension / Smart Annuity Plan / Retirement Ready / Premier Pension Secure – Lifetime annuity, guaranteed pension income, single premium options.

Best for securing financial independence in retirement.

Health & Critical Illness Plans

Shubh Health Pro / Shubh Health Criti – Coverage against medical emergencies and critical illnesses.
Shubh Maha Life / Shubh Maha Flexi – Comprehensive health + life protection.
Param Raksha – Protection against death, disability, and disease.
Sampoorna Care - Cancer – Protection against Cancer, related costs & income source

Best for safeguarding against rising healthcare costs.