Privacy Policy

Last Updated Date: Jul 14, 2026

This Privacy Policy describes how this website (“Site”), operated by a Certified Tata AIA Life Insurance Advisor, collects, uses, stores, and protects your personal information. By using this Site, you agree to the practices outlined below.

Information We Collect: We may collect the following categories of information:

• Personal Identifiable Information (PII): Name, date of birth, contact details, address, occupation.
• Financial Information: Income details, premium preferences, payment information.
• Policy Information: Existing insurance coverage, beneficiary details, claims history.
• Technical Data: IP address, browser type, device information, cookies, and usage patterns.

Purpose of Collection: Your information is collected to:

• Provide personalized plan recommendations.
• Explain policies clearly and assist with documentation & claims.
• Deliver ongoing service throughout your policy term.
• Comply with legal and regulatory obligations under IRDAI guidelines.
• Improve website functionality and customer experience.

Legal Basis: We process your data under:

• Consent: When you voluntarily provide information.
• Contractual necessity: To issue or service your insurance policy.
• Legal compliance: To meet obligations under Indian laws and IRDAI regulations.
• Legitimate interest: To improve services and maintain customer relationships.

Sharing of Information: We do not sell your data. Information may be shared only with:

• Tata AIA Life Insurance Company Ltd. for policy issuance and servicing.
• Regulatory authorities (IRDAI, tax authorities) when legally required.
• Third‑party service providers (IT support, payment gateways) bound by confidentiality agreements.

Data Retention: We retain personal data:

• As long as your policy is active.
• For a reasonable period thereafter to comply with legal, tax, and regulatory requirements.

Security Measures: We implement:

• Encryption for sensitive data.
• Secure servers and firewalls.
• Restricted access to authorized personnel only.
• Regular audits to ensure compliance.

Your Rights: You have the right to:

• Access your personal data.
• Request correction or updates.
• Withdraw consent (subject to contractual obligations).
• Request deletion, where legally permissible.
• Lodge complaints with the Data Protection Authority of India once established under the Digital Personal Data Protection Act, 2023.

Cookies & Tracking: This Site uses cookies to:

• Enhance browsing experience.
• Analyze traffic and usage patterns.
• You may disable cookies in your browser settings, but some features may not function properly.

Third‑Party Links: This Site may contain links to external websites. We are not responsible for their privacy practices. Please review their policies separately.

Children’s Privacy: Our services are not directed to individuals under 18 years of age. We do not knowingly collect data from minors without parental consent.

Changes to Policy: We may update this Privacy Policy periodically. Updates will be posted on this page with a revised “Last Updated” date.